Here's the figures. I sent a total of $361.66 worth of debt to the debtors today. $211.66 of it to school loans and $150.00 to Seton Shoal Creek Hospital. 50$ went to my mom to help pay for utilities, leaving me with a round balance of $0.16 in my bank account.
My main sources of income right now are my job and my dad with some writing jobs on the side. What I can still do to further increase my chances of getting out of debt are to either take on another job or increase my abilities with my online writing jobs. Before I get another job, I want to be comfortable in the job I am right now. So that's one milestone. Right now, I feel not at ease with the managers and sometimes with those who work there. Once my anxiety about my current job is taken care of, then I can consider starting another one.
Also on my writing jobs, I think being part of a team of writers would improve my ability to get a job. I could advertise on www.getafreelancer.com and expand my contacts. This will take time and energy and effort, some of which I don't have after a long day on the job. It will take consideration and flexibility to work with others which I'm not sure I currently possess. Perhaps after I start to feel comfortable in my own job and have obtained Microsoft Software which is near to essential considering it's speedy spell-checking capabilities will I start to make a team of writers or even website writers or graphic designers.
Those are my options for paying my debt for now. There's also some consideration that if I apply Cigna insurance to my bills I may not have to pay any of the portion, thus getting money back from the hospitals.
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Thats a good idea to wait until you are more relaxed at your current job before looking for a second job. If you don't do that you might get over stressed from a sudden increase in workload.
There are a number of free alternatives to Microsoft word processing and office suite software. I use abiword, which I find very useful. It has spell checking, formating and other features. You can download it at http://www.abisource.com/download/
The file size is 5.2mb so it should take about 20 minutes to download over dialup.
OpenOffice.org is a complete office suite that is free. You can download it
http://download.openoffice.org/
It is 93mb so it would take a long time to download over dialup.
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